New-system installation financing

Understand the job. Plan for the payments.

A new AC system is a decision worth talking through. Farrell Air Conditioning uses Wisetack through Housecall Pro for financing. Call our team to ask about plans for your new-system installation and the steps to apply.

Apply for financing — call us Try the payment calculator

Financing is subject to credit approval. Eligibility and actual terms are determined by the lender and your written agreement.

Quick answers

Do you offer financing for a new AC system?

Yes. Farrell Air Conditioning uses Wisetack through Housecall Pro for new-system installation financing, so call our team at 727-327-7355 to ask about plans and how to apply. Financing is subject to credit approval, and the lender decides eligibility and the actual terms.

Does the payment calculator check my credit?

No. It does not ask for personal or credit information, submit an application or run a credit check. The result is a rough planning figure based only on the numbers you enter, not a Wisetack offer.

What price should I enter in the calculator?

The total from your complete written installation estimate, including the equipment, installation and related work such as permits or electrical connections. If you do not have an estimate yet, our AC installation pricing guide shows recent project ranges.

Wisetack financing disclosure

The provider’s general disclosure includes examples, not a personalized offer. Ask which plans are available for your project. Our separate calculator uses only the assumptions you enter.

All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners (opens in a separate window) . For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs.

Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs (opens in a separate window) .

Wisetack links open in a separate window so you can keep your place here. Some browsers may open a new tab instead.

Rough monthly payment calculator

Choose an installation scope or use your written estimate, then enter a down payment, annual percentage rate and repayment term from a lender or your own planning assumptions. The calculator does not tell you which financing plans are available.

The calculator needs JavaScript. You can still compare project price guides and call (727) 327-7355 to ask about financing and application steps.

Your payment illustration

No monthly amount is shown until you choose your assumptions and calculate.

The calculation assumes a fixed APR, equal monthly payments, $0 fees and no balloon payment. Actual plans may use different terms, fees or payment schedules.

A calculator result is not a credit decision or a financing offer. Your written project price and the lender’s actual terms determine your payments.

Apply for financing — call us

Call to ask about available plans and how to apply. Financing is subject to credit approval. Eligibility and actual terms are determined by the lender.

Call (727) 327-7355. This calculator does not take a financing application or ask for personal or credit information. Calculator values are used in your browser and are not submitted as an application.

Know what is included

One installation. A clear written price.

A complete matched system, a single replacement component and a ductless installation can involve different equipment and work. Read the scope beside a planning range. Your estimate should spell out the equipment, connections, access and any separately priced work.

Explore AC pricing guides

Got questions?

Financing questions, answered.

01 What work can I ask about financing?

Farrell Air Conditioning uses Wisetack through Housecall Pro for financing. Call our team to discuss financing for your new-system installation, available plans and how to apply. The lender determines approval, eligible amounts and actual terms.

02 Is the calculator showing a Wisetack offer?

No. You enter the project cost, down payment, APR and number of monthly payments. The result is a rough mathematical illustration, not a Wisetack offer, a credit decision or confirmation that those terms are available.

03 Does using the calculator apply for credit?

No. The calculator does not ask for personal or credit information, submit an application or run a credit check. Its values are used in your browser. The call button connects you with our team to ask about the application process.

04 Which project price should I enter?

Use your complete written installation estimate when you have one. It should identify the equipment, installation and any related work such as permits, electrical connections or duct changes. Enter the same figure in both project-cost fields for one quoted price. Do not add overlapping service-guide ranges together.

05 Where do I get the APR and number of payments?

Use the terms provided by the lender, or enter your own assumptions for a rough budget comparison. The calculator does not supply or recommend loan terms. Before deciding, review the actual written agreement, including the APR, payment schedule, fees, total repayment and any special conditions.

06 Why might the actual payment differ?

This tool assumes a fixed APR, equal monthly payments, no fees and no balloon payment. Different fees, changing rates, deferred-interest provisions or payment schedules can change the result. Values are rounded to cents, so the lender’s final payment can also differ. Your written agreement controls.