Check the air filter every thirty days
The filter is the cheapest part of the system, and it protects the most expensive ones. Air passes through it on the way to the evaporator coil, the cold coil inside your indoor unit that pulls heat and moisture out of the house. A clogged filter starves that coil of air. The system runs longer, the bill climbs, and in a bad case the coil freezes over.
Pull the filter once a month and hold it up to a light. If it looks gray or you cannot see through it, change it. Our air filter guide for Florida homes covers sizes, the airflow arrow and MERV, the rating for how fine a dust a filter catches.